Use Know Your Customer (KYC) documents to verify your customers identity. The KYC document operations generate a signed link to the Rebilly KYC document gatherer.
identity-proof: Validates a customer's identity.
address-proof: Validates a customer's address.
purchase-proof: Validates a customer's purchase.
funds-proof: Validates that a customer has funds.
credit-file-proof: Verifies that there is an existing credit file with two sources that match the customer's name, DOB, and address.
Rebilly parses and analyzes the documents and accepts or rejects them according to a configurable scoring algorithm. When all document types in a KYC request are accepted, the status is fulfilled, and the KYC request fulfilled webhook is emitted.
credit-file-proof KYC document request type is only
available in the API, this option is not available in the
KYC document gatherer.
This request verifies that there is an existing credit
file with two sources that match the person's name, date of birth, and
In Canada, to meet FINTRAC requirements, the
KYC document request verifies the customer's name, address,
and date of birth with a credit agency.
credit-file-proof is requested in combination with
attempted first. If
credit-file-proof validates the identity
and address, the KYC request is considered fulfilled. If the
request is not fulfilled, redirect your customer to the KYC
document gatherer to collect their KYC documents.